Social media can be tricky to navigate as a senior, but it’s a necessary evil these days. Social media is the way to keep in touch with family, keep informed, and be entertained. So, here are 6 easy tips to make social media easier and more fun for you as a senior.

Friends

Making friends is a major appeal of social media for everyone including seniors. There’s no need to be limited by only having friends from your assisted living facility for example. With social media, you can not only connect with old friends but make new ones from all over the world. Here are tips for making friends on social media:

• Join groups or communities related to your interests
• Look for friends in your local area
• Search for friends of friends
• Be aware of fake profiles

Privacy

Privacy is a big concern for many seniors when it comes to social media and for good reason. Privacy dangers for seniors include identity theft, online scams, and fraud. Thankfully, steps can be taken to protect your online presence. Here’s what to do:

• Set your account to private
• Don’t share your personal information
• Don’t accept friend requests from people you don’t know
• Use a strong password
• Update your privacy settings regularly

Apps

There are many great social media apps available for seniors, from general social media apps like Facebook and Twitter to more specific apps like those for seniors living alone.

With all your options, here are some tips for choosing the right social media apps for you:

• Think about what you want to use the app for
• Choose an app that is easy to use
• Check out the reviews before downloading
• Apps can be expensive, so make sure you are aware of the cost before you download

Timing

Another challenge for seniors using social media is figuring out the right time to use it. Some seniors find that they are too busy to use social media, while others feel like they’re not using it enough.

The best way to figure out when is the right time for you to use social media is to experiment a little and see what works best for you. Here are some general tips:

• Think about the time of day you are most active
• Post when your friends are most likely to be online
• Be aware of the impact social media has on your life.

Fake News

Fake news is a major drawback of social media. It can be difficult to distinguish between real news and fake news, especially when it’s presented convincingly.

To avoid being scammed by fake news, try these tips:

• Be skeptical of news that sounds too good to be true
• Check the source of the article
• Report fake news to the authorities

Ads

Getting bombarded with ads is another common disadvantage of social media. Ads can be annoying and intrusive, and they can also be a security risk.

To reduce the number of ads you see on social media, try these tips:

• Disable location tracking
• Disconnect from social media friends who share a lot of ads
• Use ad blocker software
• Refrain from clicking on ads
• Report inappropriate or fraudulent ads.

Social media can be a great tool if you know how to use it. So instead of letting the complexities discourage you, try these easy social media tips for seniors to stay connected, informed, and entertained.

If you want to claim a refund on a Provident home loan, but you are worried about the time and effort involved, stop. Help is available and anyone looking for an easy way to take a Provident home loan refund will find there is plenty of assistance.

Who are Provident and can I claim a refund?

The Provident is a leading name when it comes to home loans across the United Kingdom. The company is known for undertaking home visits when assessing whether an applicant is suitable for a loan.

Can I claim against Provident directly for a home loan refund?

There is nothing stopping you from contacting Provident directly to raise an issue with your loan, and to claim a refund. If you are unsatisfied with the response you receive from Provident when raising a claim, you can take the matter to the FCA or FOS.

However, you might find it is best to call on the services of a company who has a proven track record in helping borrowers make a complaint against Provident. Anyone looking to raise a complaint in an effortless and easy manner will find that specialist help speeds up the process and helps to make a more robust claim.

What grounds would I have for a complaint against Provident?

If you plan on raising a complaint against Provident, it is best to make your claim as robust as possible. While Provident has a sterling reputation in the area of loans, this isn’t to say they provide a flawless service. Numerous clients have found cause to complain about the service they have received when arranging a loan.

If any of the following issues have affected you, you should speak with a specialist to determine if you have cause for complaint against Provident.

When you arranged your loan, were all the charges associated with the loan clearly explained to you? A borrower should understand what fees they need to pay when arranging a loan, and which arise during the lifetime of the loan. If you believe these the charges were not fully detailed to you, you should consider raising a complaint against Provident.

If paying your monthly bill in repaying your loan left you unable to pay off other bills, you have an argument for claiming a refund. Lenders should take care that loan arrangements don’t lead to a borrower overextending themselves. If you find yourself unable to pay off bills, the lender might not have assessed your affordability correctly. For many borrowers, this has been the basis for successfully claiming a refund.

Another reason which has led to borrowers claiming refunds with the reclaimexperts.co.uk is automated payments being taken from their account unexpectedly. The lender is duty bound to detail when payments will be taken. Any borrower who has found themselves unable to pay their monthly bill, or any other, because they were unaware of when payment would be collected, has grounds for a refund.

When making your loan application, were you encouraged to take out a larger loan? Some borrowers were encouraged to arrange a loan that was greater than their needs, placing them into financial strife. This is a cause for claiming a refund.

If any, or all, of these issues have affected you, it is time to claim for a refund from your Provident home loan.

Do you have any questions about this article? Click here to contact us today.

 

It’s frustrating when you’re already in the mood to relocate, but you hold back due to your inability to sell your house. It’s been a while since you put it up for sale, but you haven’t closed a deal. These are the things you need to do when faced with this dilemma.

Look for a storage facility 

Even if you are yet to sell your house, you need to start preparing. Find a place where you will move into. If you have a lot of things and you couldn’t fit them in, you can rent a storage facility. In doing so, you can move forward and not worry about your possessions. Besides, there are short-term rentals available if you don’t intend to use the facility for a long time.

Rent a new place

You want to sell your house because you need the profit to buy a new home. If not, you want to use it for a deposit. Since you don’t have that much yet, you can consider renting a home first. The deposit is way cheaper, and the monthly rates are affordable. You can move on with your plans if you already have a new place. It’s temporary, but it’s good enough.

Increase your marketing strategy

You have to be more aggressive in selling your house. Make sure that you utilize all the strategies available or your disposal so that you can sell your house as soon as possible. You can partner with social media influencers if you want them to improve your ability to reach out to many people. You can also trust real estate agents since they already have a pool of potential buyers. They can also guide you on the process of selling a property. With your help, it won’t take time before you can finally close a deal.

Reconsider your plans 

If it’s been some time since you placed your property on the market, it might be time to reconsider your plans. Various factors could affect your inability to close a deal at the moment. The economy might not be doing well. Your location might not also be the best option for a lot of people. After some time, things could turn around, and you will finally sell your house.

Wholesale buyers are still there

If you still can’t sell your house using the traditional approach, you can consider a partnership with wholesale buyers. They will purchase your property right away. They will give you a good offer, and you won’t find it difficult to accept the deal.

Type sell my house fast Miami in your search engine to receive more information about this option. If you’re in rushing in selling your home, the offer given by a wholesale buyer would be good enough. You can even walk away with cash. Wholesale buyers already helped a lot of people who wished to close a deal immediately. You can give it a shot and see if it’s profitable.

 

 

Find a man who says he prefers losing at slots than winning and you would have also found yourself a liar. It’s true. Everybody loves spinning the reels at Wizard Slots when they’re on a winning streak, but you’d be hard-pressed to encounter anyone who takes more enjoyment when the odds are swinging the other way. So, naturally you’ll want to have a good idea of the top slots for payout rates, as these are the ones that normally guarantee the best chances of success.

A crucial indicator of a slots payout rate is generally its RTP. RTP stands for Return To Player and is given as a percentage that specifies a given slot’s average rate of return to the gambler. Typically slots over 97% RTP represent a great chance of receiving a payout, whereas anything below the 95% mark is considered quite poor. With this in mind let’s have a look at some of the top slots for payout rates.

Mega Joker

Sometimes the simplest of online slots turn out to be the most lucrative. This example from highly esteemed developers NetEnt uses the timeless classic fruit machine design, providing an experience that is immediately closer to home than some of the other wacky titles floating about these days. Many would be fooled into thinking that Mega Joker is actually a slot with awful RTP, and judging by the initial percentage of 76.9% you probably would not be wrong. Bet with 10 coins as oppose to 1, however, and the RTP jumps to a magnificent 99%. Very nice indeed, and certainly a top slot for payout rates.

1429 Uncharted Seas

This stunning example by Thunderkick incorporates a beautiful hand-drawn aesthetic into a mystical 15^th Century seafaring slot game that should be top of the list for any players drawn to the more imaginative online slot themes around nowadays. Most critics will agree that 1429 Uncharted Seas possesses the stand-out RTP in the current market, with an outrageous 99%. Unfortunately though it’s not quite that simple, 1429 Uncharted Seas will only offer this RTP if it played in the correct way, something you must discover yourself as you go through the quest.

Kings Of Chicago

One mild criticism of online slot titles over the years is that far too little of them reference any of the famous casino table games, instead placing too much emphasis on the weird and fantastical. Well Kings Of Chicago is no such game; blending the best bits of slot based entertainment with the iconic game of Poker. Developers NetEnt have really gone for glory here with an RTP of 97.8%.

Blood Suckers

Elsewhere we have the vampiric title Blood Suckers, again from popular developers NetEnt. Another of the top slots for payout rate, the RTP here is a more than generous 98%. Combine this fact with the top-quality graphics and ludicrous bonus features and you have a wonderfully blood-thirsty title on your hands.

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Getting ready to launch a crowdfunding campaign can be a very exciting endeavor for anyone to go through. The thought of getting everything supported by backers around the world is certainly amazing, but it doesn’t just happen automatically.

Ideazon is a company that helps people run crowdfunding campaigns that end up being successful. How can they help? Here are a few tips on launching a successful crowdfunding campaign with ideas on.

Share your unique story

Those who are looking to back crowdfunding campaigns are looking for unique stories that they can connect to. It really helps to sell whatever idea a person might have.

Ideazon can help craft the perfect beginning story for entrepreneurs to use. A person wants to show a little bit about their history, a full understanding on how passionate they are and more.

Sharing a unique story will show backers that you are legitimate and are willing to do whatever it takes to fulfill the dream if properly funded. Having a strong drive is definitely a sellable quality.

Offered creative rewards

A very unique way to grab attention of potential backers is to offer meaningful and creative rewards. This is because there are so many different people out there looking for money, and sometimes it takes standing out in the crowd to really show off.

Most backers are still going to give money regardless, but those on the fence might be swayed by a reward that seems tempting. These are the very first people showing trust in your idea, so it makes sense to give them a little bit of a reward at least.

Market and promote the campaign

In many ways, this is where Ideazon really comes into play. The marketing and promotion of a campaign can really make or break how successful it ends up being.

Crowdfunding is a great way to raise money, but there are thousands and thousands of people thinking the exact same way. It takes effort to get in front of the right eyeballs, especially if a person has not had success in the past with other methods.

Social media, guest blogs, live events and local news coverage are just a few promotion ideas for people. It depends a lot on the idea or product, but there needs to be some effort put into marketing.

Stay in constant contact

To build a strong reputation during a crowdfunding campaign, it is important to provide updates. Getting money and then going silent is a great way to alienate everyone who is back in the campaign.

Being able to fulfill the promise in the end is also obviously essential. Do whatever it takes to meet deadlines, because it could possibly affect future ideas down the road. Not only is that, but failure to live up to expectations a great way to get negative reviews from the very beginning. That can do a ton of damage to anyone who is just starting out and trying to grow.

Follow Ideazon on Twitter and Facebook for more information on how to gain financial backers for your project. You can also gain more information on the Ideazon website and by visiting their blog.

When it comes to calculating and making payments to various offices and clients, we are often at a loss on how to proceed. In this case, a personalised stub maker gives infinite help in the whole situation. Sounds complicated, right? Not really. All you need to do is to follow a few simple steps and you will be fine. These different kinds of online stub printing devices are really helpful and can be issued within a day. You no longer have to print an invoice from a third party or give unofficial money receipts. In case of a mistake, you can fix it easily by sending over a correction and they will rectify and send the modified check stub immediately.

They also have a free and fair system and allow you to access the check stub in the first sample without paying. If you like it, then you access the online check stub maker and use it as per your wish.

Here we shall discuss why having a personalised check stub is actually a good idea:

1. They help in easier calculations and help to keep in track. Your business or work trips may entail a lot of receipts, and keeping track of them can be a real headache unless you have official stubs which detail your payments one by one.
2. It becomes easier for your account section. They are not dependent on any parchment of scrawled over writing to find out to whom payment has been made and why. The people handling your accounts now can keep check of the expenditure and not bother you every time about the payments that have been made.
3. There are many cool online stub maker websites which can help you get the right kind of payment stub and in many different formal and informal designs and styles. So whether your office is a part of the new-age urban millennial or the grey walls bureaucracy, it has a plethora of opportunities to impress all.
4. Not only personal payment stubs, you can also create separate personalised pay stubs for every employee or account depending on the type of financial information to be handled. It can include the important information, make its own deduction and calculation, and decide the kind of income to be supplied. It can make all counts of deductions, starting from PPA, income tax, life insurance etc. and a lot more things.
5. A good stub maker can help to replace those pesky travel bills that have to be submitted to the accounts section, whose authenticity cannot be verified. Rather than that a proper cost written on an identifiable stub helps to get your travel allowance be processed quickly.

Here are only a few of the many reasons for using personalised payment check stubmaker. Considering all its advantages, it is definitely worth a try. So what are you waiting for? Get ready to buzz ahead of the rest with this amazing item and make your office more efficient.